Over 9,000 BTO Flats Launched Lately, Including First Projects in Mount Pleasant and Berlayar
Singapore Resale HDB Buying Guide 2025
Singapore’s resale HDB flats offer an affordable, convenient choice with ready-to-move options and established communities. Ideal for young couples or growing families, the market provides diverse locations and flat types without the wait for new builds. This guide covers the essentials—from eligibility to maximising CPF savings—so you can secure your dream home with confidence.
นาฬิกาหรู: สัญลักษณ์แห่งความสง่างามและความประณีตเหนือกาลเวลา
คุณรู้หรือไม่ว่า 93% ของผู้ชื่นชอบนาฬิกาหรู ไม่ทราบถึงคุณสมบัติสำคัญเพียงอย่างเดียวที่ทำให้นาฬิกาของพวกเขาโดดเด่นกว่าคนอื่น? นี่อาจเป็นความสง่างามเหนือระดับ ความแม่นยำ หรือความลับที่ซ่อนอยู่ภายในกลไกนาฬิกา
HDB Support for Young Couples Buying Their First Home in 2026—What You Need to Know
Buying a first home as a couple is a huge milestone. It’s about creating your shared future, setting up your own space, and laying the foundation for family life. But in Singapore, it often feels like a daunting financial challenge. Between wedding costs, early-career salaries, and renovation expenses, many young couples wonder if homeownership is even possible when they’re just starting out.
How to Calculate Your Home Loan Affordability in Singapore: A Practical Step-by-Step Guide (2026)
Buying a home in Singapore is an exciting milestone, but it can quickly become a financial strain if affordability is not calculated properly. Many people assume that once a bank or HDB approves their loan, they are safe. The truth is, approval doesn’t necessarily mean you should take on the full loan amount.
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HDB loans are tailored for buyers of HDB properties, such as resale flats, Build-To-Order (BTO) flats, or Sale of Balance Flats (SBF). These loans are issued directly by the Housing & Development Board (HDB) and come with a fixed interest rate of 2.6%, which is calculated as the CPF Ordinary Account (OA) interest rate plus 0.1%. Only Singapore citizens are eligible for HDB loans, and applicants must meet specific criteria. This includes an income ceiling of SGD 14,000 for families or SGD 21,000 for extended families. Additionally, applicants must not own private property.
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